CCCS Refund Card

CCCS Refund Card (OneAccount) Fee Schedule

CCCS Refund Card (OneAccount) free services include:

  • No monthly service charge
  • No minimum balance required
  • Unlimited online bill pay
  • Check writing
  • Electronic statement 
  • Withdraws using a Higher One ATM
  • Signature Debit MasterCard® Transactions
    (when used like a credit card instead of debit card)


Some common CCCS Refund Card (OneAccount) extra fee-based services include:

ServiceFeeHow to avoid fee
Non-Higher One ATM transactions (includes all withdrawals, inquiries and declines)$2.50Use the Higher One ATM located in the Main Building(Littleton Campus)
Card Replacement$20.00Keep your card in a safe and secure place
Insufficient or Uncollected Funds - Returned Item or Paid ItemFirst item: $29.00;
Second or more within 12 months: $38
Sign up for Mobile Alerts and track your purchases
Debit Card Purchases (instead of credit card purchases)$.50 per transactionChoose “credit” instead of “PIN” when purchasing
Stop Payment (on a check or electronic transaction)$24.00Make sure you have sufficient funds
Deposit made to OneAccount that does not clear other bank$7.00Confirm the person who wrote the check has sufficient funds
Abandoned Account Fee (charged after 9 months with no transactions)Up to $19.00/monthUse your account regularly or take the steps to close it
Did not provide documentation required to verify your identity within timeframe$50.00Provide identification promptly if asked to do so

For a complete and updated list of services and fees, refer to the CCCS Refund Card (OneAccount) Free Services Schedule and Extra Fee-Based Services Schedule