Personal Finance

HEALTHCARE

Medicare 101

Larry Hanan
Confused about Medicare? You are not alone. Each day, 10,000 Americans become eligible for Medicare and most have no idea how to make the transition to Medicare. Get an edge to make the right decisions. Discuss:

  • A Summary of the 4 Medicare Parts
  • Medicare Eligibility and Penalties
  • Medicare Supplemental Insurance (Medigap Insurance)
  • Medicare Advantage Plans vs. Original Medicare
  • Medicare Prescription Drug Coverage (Part D)
  • Medicaid and Medicare Savings Programs
  • The Effect of the Affordable Care Act on Medicare

Thu, Oct 23-30, 6:30-8:30 p.m., 2 wks                         Littleton Campus
PERS 1085F01-69110              $69/individuals, $3 material fee to instructor
PERS 1085F99-69111              $79/couples, $3 material fee to instructor

The Affordable Care Act
and the Colorado Healthcare Insurance Marketplace: What Do I Do?

Larry Hanan
When the Affordable Care Act (Obamacare) was passed in 2009, an estimated 40 million Americans did not have healthcare insurance. In 2014 the “individual mandate” provisions in the act became effective and more than 300,000 Coloradans bought health insurance through the Colorado Health Exchange. Discuss the facts and myths to assist you in navigating the current health insurance landscape and make the choices that are in your best interest. Discuss individual health insurance plans, explore tax subsidies that you may be eligible for, and learn about Medicaid expansion. Brokers, insurance agents, and other healthcare professionals are welcome to attend. 

Wed, Oct 1, 6:30-8:30 p.m.                                         Littleton Campus
PERS 1087F01-69112                                                                   $39

SOCIAL SECURITY

Maximizing Your Social Security: Finding Your Best Strategy

Jim Guiffre
For most of us, Social Security is our only source of guaranteed income that we can count on for the rest of our lives. One in four baby boomers will live to age 90 and one in ten will live to 95. Planning your Social Security benefit has never been more important. Discover the options available to married couples, divorced individuals, and widows and widowers that result in higher monthly checks, maximum lifetime benefits and a more secure retirement. Maximize your Social Security benefit! Medicare Benefits will not be discussed.

Tue, Sept 30, 6:30-8:30 p.m.                                      Littleton Campus
PERS 1029F01-68914                           $59/individuals, $3 material fee to instructor
PERS 1029F99-68915              $79/couples, $3 material fee to instructor

INVESTMENT SUCCESS

Invest Academy:  Financial Self-Defense in an Age of Wall Street Excess

Andre Ratkai
Take back control of your personal and retirement investments.  Manage and organize stock, mutual fund or 401(k) investments.  Use a 7-factor scorecard that uses few key fundamental (“what to buy”) and technical (“when to buy”) factors to adapt to changing conditions. Learn to avoid risky securities and when to sell.

Thu, Oct 9-16, 6-9 p.m., 2 wks                                              Littleton Campus
PERS 1048F01-69113                                  $99/individuals, $10 workbook fee to instructor
PERS 1048F99-69114                                $119/couples, $10-$20 workbook fee to instructor

STOCK MARKET

The Basics of Day Trading

Paul Thomas
You can supplement or replace current income. Consider trading and how neuroscience combined with the fundamentals of trading leads to success. Discuss principles of trading: price action, price patterns, moving averages, reversal patterns, and supply and demand. Understand the psychology of trading. Avoid conditions that lead to dysfunctional trading behaviors.

Tue, Oct 7-14, 6-9 p.m., 2 wks                                                 Parker Campus
PERS 1115FP1-68737                    $179, $10 optional material fee to instructor 

Thu, Nov 6-13, 6-9 p.m., 2 wks                                             Littleton Campus
PERS 1115F01-68736 $179, $10 optional material fee to instructor

INVESTMENT PROPERTY

Fundamentals of Real Estate Investing: You Can Profit in this Buyer’s Market

Jim Flint
Get 10% return on your money. Create wealth for retirement. Buy homes at foreclosure auctions. Own real estate with your IRA. Learn to buy HUDs and foreclosures, 1031 exchanges, and reverse exchanges. Get cash flow starting in one day. Take an analytical approach to investing.

Tue, Nov 4, 6:15-9:30 p.m.                                                   Littleton Campus
PERS 1004F01-68109                                    $49/individuals, $20 material fee to instructor
PERS 1004F99-69115                      $79/Couples, $20 material fee to instructor

RENTALS

Managing Your Rentals: How to Avoid Trouble and Vacancies

Bill Cooper
Screen prospective tenants and keep the bad ones out. Be aware of the “dos and don’ts” when dealing with tenants. Have a pool of qualified service people. Review fair housing laws. Understand why a good lease is your best friend and keep your property rented. Discuss how inexpensive professional property management can be and eliminate landlord headaches.

Thu, Sept 4, 6:15-9:30 p.m.                                                  Littleton Campus
PERS 1005F01-68104                                  $49, $20 material fee to instructor

Thu, Nov 6, 6:15-9:30 p.m.                                                   Littleton Campus
PERS 1005F02-69116 $49, $20 material fee to instructor

RETIREMENT SUCCESS

Rewarding Retirement! Designing Your Time Fulfilling Your Life

Linda Sorrento
Prepare for the non-financial aspect of your retirement. Whether you are still years away or are counting the months, learn the steps to help you get ready and craft your unique plan. Align your values, interests, and gifts to achieve balance in this new phase of life. Explore tools and resources needed to start your transition immediately or when you are ready. Get ideas for what you will do. Connect with Linda on LinkedIn or check out her blog to get more tips!

Tue, Aug 12, 6-9 p.m.         Littleton Campus
PERS 1080M01-58836      $59

Thu, Oct 23, 6-9 p.m.                                                Littleton Campus
PERS 1080F01-68715                                                                   $59

Retirement Planning Today

Todd Walker
Live a “rich life.” Discover 5 strategies to manage investment risks, 11 ways to save money on this year’s taxes, important questions to ask before buying insurance coverage, how to invest in and take money out of your company’s retirement plan. Determine the savings you need to retire today or in the future. *Includes 235-page illustrated book.

Thu, Sept 25-Oct 2, 6:30-9:30 p.m., 2 wks              Littleton Campus
PERS 1032F03-68686                                                $59/individuals*
PERS 1032F96-68687                                                      $59/couples*

Tue, Sept 30-Oct 7, 6:30-9:30 p.m., 2 wks             Littleton Campus
PERS 1032F04-68688                                                $59/individuals*
PERS 1032F97-68689                                                      $59/couples*

Tue, Oct 21-28, 6:30-9:30 p.m., 2 wks                  South Metro Chamber of Commerce
PERS 1032F01-68087                                                $59/individuals*
PERS 1032F94-68088                                                      $59/couples*

Thu, Oct 30-Nov 6, 6:30-9:30 p.m., 2 wks            South Metro Chamber of Commerce
PERS 1032F02-68089                                                $59/individuals*
PERS 1032F95-68090                                                      $59/couples*

Rejuvenate Your Retirement

David Cichon
Safe, secure, and fun. Discover financial strategies such as tax-efficient income planning, lifestyle preservation, inflation protection and providing a legacy. Explore fulfilling activities such as travel, hobbies, sports, crafts, socializing, business ventures and lifelong learning.

Thu, Sept 25-Oct 2, 9:30-11:30 a.m., 2 wks                    Parker Campus
PERS 1042FP1-68095                                                  $35/individuals
PERS 1042FP8-68096                                                       $35/couples

Tue, Sept 30-Oct 7, 1-3 p.m., 2 wks                               Parker Campus
PERS 1042FP2-68097                                                  $35/individuals
PERS 1042FP9-68098                                                       $35/couples

WILLS AND TRUSTS

Living Wills and Trusts: Protect Yourself

David Cook
Discover the difference between a Will, Living Will and a Living Trust. Discuss documents needed to admit a relative to a nursing home. Learn about estate taxes and probate. Answer questions about what you can do yourself and when and how much to pay a lawyer.

Wed, Sept 24, 6-8 p.m.                                              Littleton Campus
PERS 1033F01-68111                           $59/individuals, $2 material fee to instructor
PERS 1033F99-68112              $79/couples, $2 material fee to instructor

COLLEGE FUNDING

How to Find College Financial Aid

Dave Aker
Get some help navigating the complicated maze of financing a college education.  You’ll learn valuable information about college costs, the many types of financial aid available to help meet those costs, and how and when to apply.  Discover a variety of strategies, tips and resources to assist you in saving for college, searching for scholarships and understanding how to maximize your eligibility for the various sources of financial aid.

Tue, Oct 21, 6-8:30 p.m                                             Littleton Campus
PERS 1001F01-68113                                                  $49/individuals
PERS 1001F99-68114                                                       $69/couples

ONLINE PERSONAL FINANCE CLASSES

Fun! Fast! Convenient! Great Content! Get a Certificate! Ask us how to try the first lesson of a course for FREE! All these courses are conducted online. Click on the class links below or visit our online section to see how easy and fun online learning can be.

Section Numbers Chart:

  • M03  Aug 20
  • F01  Sept 17
  • F02  Oct 15
  • F03  Nov 12
  • F04  Dec 17

For all online courses: remember to include course number (below), section number (above), course title and course start date when registering and completing your registration form.

MONEY MANAGEMENTSECTION #COST
Keys to Successful Money Management ONLI 1147$119
Where Does All My Money Go? ONLI 1148$119
Personal FinanceONLI 1149$119
Protect Your Money, Credit, and IdentityONLI 2201$119
STOCKS AND MORE  
Stocks, Bonds, and Investing: Oh My! ONLI 1150$119
The Analysis and Valuation of StocksONLI 1151$119
Introduction to Stock OptionsONLI 1152$119
REAL ESTATE  
Real Estate InvestingONLI 2085$119
Real Estate Investing II: Financing Your PropertyONLI 2086$119