Ask ACC

Personal Finance

College FundingHealthcareInvestment Properties
Investment SuccessRentalsRetirement Success
Social SecurityStock MarketWills and Trusts

 

COLLEGE FUNDING

How to Fund a College Education

Dave Aker
Get some help navigating the complex waters of financing a college education. You’ll learn about the many types of financial aid available to help meet those growing college costs, how and when to apply, discover a variety of strategies, tips, and resources to assist you in saving for college as well as searching for and landing scholarships, grants, work-study and low-interest loans. Learn how to maximize your eligibility for various sources of financial aid, reduce/eliminate your need to borrow loans, and avoid some of the common and costly mistakes along the way.

Wed, May 6, 6-8:30 p.m.                  Littleton Campus
PERS 1001S01-80562                      $49/individuals
PERS 1001S99-80563                         $69/couples

HEALTHCARE

Medicare 101

Larry Hanan
Confused about Medicare? You are not alone. Each day, 10,000 Americans become eligible for Medicare and most have no idea how to make the transition to Medicare. Get an edge to make the right decisions. Discuss:

  • A Summary of the 4 Medicare Parts
  • Medicare Eligibility and Penalties
  • Medicare Supplemental Insurance (Medigap Insurance)
  • Medicare Advantage Plans vs. Original Medicare
  • Medicare Prescription Drug Coverage (Part D)
  • Medicaid and Medicare Savings Programs
  • The Effect of the Affordable Care Act on Medicare

Thu, May 7-14, 6:30-8:30 p.m., 2 wks                  Littleton Campus
PERS 1085S01-81499               $69/individuals, $3 material fee to instructor
PERS 1085S99-81500               $79/couples, $3 material fee to instructor

SOCIAL SECURITY

Maximizing Your Social Security: Finding Your Best Strategy

Jim Guiffre
For most of us, Social Security is our only source of guaranteed income that we can count on for the rest of our lives. One in four baby boomers will live to age 90 and one in ten will live to 95. Planning your Social Security benefit has never been more important. Discover the options available to married couples, divorced individuals, and widows and widowers that result in higher monthly checks, maximum lifetime benefits and a more secure retirement. Maximize your Social Security benefit! Medicare Benefits will not be discussed.

Tue, Mar 10, 6:30-8:30 p.m.                       Littleton Campus
PERS 1029W01-81389          $59/individuals, $3 material fee to instructor
PERS 1029W99-81390          $79/couples, $3 material fee to instructor

INVESTMENT SUCCESS

Invest Academy:  Financial Self-Defense in an Age of Wall Street Excess

Andre Ratkai
Take back control of your personal and retirement investments.  Manage and organize stock, mutual fund or 401(k) investments.  Use a 7-factor scorecard that uses few key fundamental (“what to buy”) and technical (“when to buy”) factors to adapt to changing conditions. Learn to avoid risky securities and when to sell.

Thu, Apr 23-30, 6-9 p.m., 2 wks                        Littleton Campus
PERS 1048W01-81699         $99/individuals, $10 workbook fee to instructor

PERS 1048W99-81700      $119/couples, $10-$20 workbook fee to instructor

STOCK MARKET

The Basics of Day Trading

Paul Thomas
You can supplement or replace current income. Consider trading and how neuroscience combined with the fundamentals of trading leads to success. Discuss principles of trading: price action, price patterns, moving averages, reversal patterns, and supply and demand. Understand the psychology of trading. Avoid conditions that lead to dysfunctional trading behaviors.

Tue, Apr 14-21, 6-9 p.m., 2 wks                        Parker Campus
PERS 1115SP1-80900           $179, $10 optional material fee to instructor

How an Ordinary Guy in Denver Beats the Stock Market

Dean Adams
Learn and immediately implement an extraordinarily simple and proven investment strategy. Reduce your mutual fund costs, and determine which financial instruments will instantly generate greater returns. Absolutely avoid market crashes and use results-based strategies to aid you in achieving your long-term financial goals. This class does not teach stock trading or promote any investment products.

Tue, Mar 3-10, 6-9 p.m., 2 wks         Littleton Campus
PERS 1021W02-81740                                $59

INVESTMENT PROPERTY

Investing in Real Estate: You Can Profit in this Buyer’s Market

Jim Flint
Get a great return on your money. Create wealth for retirement. Buy homes at foreclosure auctions. Own real estate with your IRA. Learn to buy HUDs and foreclosures, 1031 exchanges, and reverse exchanges. Get cash flow starting in one day. Take an analytical approach to investing.

Tue, May 5, 6:15-9:30 p.m.                       Littleton Campus
PERS 1004S01-80398        $49/individuals, $20 material fee to instructor

PERS 1004S99-80399        $79/Couples, $20 material fee to instructor

RENTALS

Managing Your Rentals: How to Avoid Trouble and Vacancies

Bill Cooper
Do you own or plan to own rental properties? Here’s how to understand Fair Housing, landlord/tenant laws, evictions, the application process, securing good tenants, record keeping, writing leases, tax ramifications, passive losses, working with experts like property management companies, 1031 Exchanges and more!

Thu, May 7, 6:15-9:30 p.m.               Littleton Campus
PERS 1005S01-80397    $49, $20 material fee to instructor

RETIREMENT SUCCESS

Rewarding Retirement! Designing Your Time Fulfilling Your Life

Linda Sorrento
Prepare for the non-financial aspect of your retirement. Whether you are still years away or are counting the months, learn the steps to help you get ready and craft your unique plan. Align your values, interests, and gifts to achieve balance in this new phase of life. Explore tools and resources needed to start your transition immediately or when you are ready. Get ideas for what you will do. Connect with Linda on LinkedIn or check out her blog to get more tips!

Tue, Mar 31, 6-9 p.m.                          Littleton Campus
PERS 1080W01- 80774                                  $59

Thu, May 14, 6-9 p.m.                          Littleton Campus
PERS 1080S01- 80893                                   $59

Retirement Planning Today

Todd Walker
Live a “rich life.” Discover 5 strategies to manage investment risks, 11 ways to save money on this year’s taxes, important questions to ask before buying insurance coverage, how to invest in and take money out of your company’s retirement plan. Determine the savings you need to retire today or in the future. *Includes 235-page illustrated book.

Thu, May 7-14, 6:30-9:30 p.m., 2 wks     Newman Center for Performing Arts
PERS 1032S01-80873                                         $59/individuals*
PERS 1032S96-80874                                          $59/couples*

Tue, May 12-19, 6:30-9:30 p.m., 2 wks    Newman Center for Performing Arts
PERS 1032S02-80875                                        $59/individuals*
PERS 1032S97-80876                                           $59/couples*

Retirement Explorer

If your plans for retirement income that you believe to be true, turned out not to be true, when would you want to know? Financial Education is knowledge and power. Discuss financial concerns that many people have, specifically questions regarding retirement income planning such as when can I retire without running out of money? Make educated, aware decisions regarding your retirement. 

Tue, Apr 7, 6:30-8:30 p.m.                  Littleton Campus
PERS 1093S01-81798                        $39/individuals
PERS 1093S97-81799                          $49/couples

Rejuvenate Your Retirement

David Cichon
Safe, secure, and fun. Discover financial strategies such as tax-efficient income planning, lifestyle preservation, inflation protection and providing a legacy. Explore fulfilling activities such as travel, hobbies, sports, crafts, socializing, business ventures and lifelong learning.

Thu, May 7-14, 9:30-11:30 a.m., 2 wks           Parker Campus
PERS 1042SP1-81553                                     $35/individuals
PERS 1042SP8-81554                                        $35/couples

Tue, May 12-19, 1-3 p.m., 2 wks                      Parker Campus
PERS 1042SP2-81555                                    
$35/individuals
PERS 1042SP9-81556                                       
$35/couples

WILLS AND TRUSTS

Living Wills and Trusts: Protect Yourself

David Cook
Discover the difference between a Will, Living Will and a Living Trust. Discuss documents needed to admit a relative to a nursing home. Learn about estate taxes and probate. Answer questions about what you can do yourself and when and how much to pay a lawyer.

Wed, Mar 11, 6-8 p.m.                                  Littleton Campus
PERS 1033W01-80006         $59/individuals, $2 material fee to instructor
PERS 1033W99-80009         $79/couples, $2 material fee to instructor

ONLINE PERSONAL FINANCE CLASSES

Fun! Fast! Convenient! Great Content! Get a Certificate! All these courses are conducted online. Click on the class links below or visit our online section to see how easy and fun online learning can be.

Section Numbers Chart:

  • S01 Apr 15
  • S02  May 20

To register for online courses, follow the specific class link and click on 'enroll now.'

MONEY MANAGEMENTSECTION #COST
Keys to Successful Money Management ONLI 1147$119
Where Does All My Money Go? ONLI 1148$119
Personal FinanceONLI 1149$119
   
STOCKS AND MORE  
Stocks, Bonds, and Investing: Oh My! ONLI 1150$119
The Analysis and Valuation of StocksONLI 1151$119
Introduction to Stock OptionsONLI 1152$119
REAL ESTATE  
Real Estate InvestingONLI 2085$119