Personal Finance

STOCK MARKET

The Basics of Day Trading

Paul Thomas
You can supplement or replace current income. Consider trading and how neuroscience combined with the fundamentals of trading leads to success. Discuss principles of trading: price action, price patterns, moving averages, reversal patterns, and supply and demand. Understand the psychology of trading. Avoid conditions that lead to dysfunctional trading behaviors.

Tue, Apr 8-15, 6-9 p.m., 2 wks       Littleton Campus     class closed
PERS 1115S01-81228      $179, $10 optional material fee to instructor

Thu, May 8-15, 6-9 p.m., 2 wks      Parker Campus
PERS 1115SP1-80900       $179, $10 optional material fee to instructor

How an Ordinary Guy in Denver Beats the Stock Market

Dean Adams
Learn and immediately implement an extraordinarily simple and proven investment strategy. Reduce your mutual fund costs, and determine which financial instruments will instantly generate greater returns. Absolutely avoid market crashes and use results-based strategies to aid you in achieving your long-term financial goals. This class does not teach stock trading or promote any investment products.

Tue, May 6-13, 6-9 p.m., 2 wks      Littleton Campus
PERS 1021S02-81477 $59

HEALTHCARE

Medicare 101

Larry Hanan
Confused about Medicare? You are not alone. Each day, 10,000 Americans become eligible for Medicare and most have no idea how to make the transition to Medicare. Get an edge to make the right decisions. Discuss:

  •  A Summary of the 4 Medicare Parts
  •  Medicare Eligibility and Penalties
  •  Medicare Supplemental Insurance (Medigap Insurance)
  •  Medicare Advantage Plans vs. Original Medicare
  •  Medicare Prescription Drug Coverage (Part D)
  •  Medicaid and Medicare Savings Programs
  •  The Effect of the Affordable Care Act on Medicare

Thu, May 1, 6:30-8:30 p.m.      Littleton Campus
PERS 1085S01-81499      $59/individuals, $3 material fee to instructor
PERS 1085S99-81500      $79/couples, $3 material fee to instructor

SPECIAL NEEDS FINANCES

10 Basic Financial Steps for Special Needs Caregivers

Bruce Squires
Are you a caregiver of a person with special needs? Discover 10 basic steps to help you get started to prepare for the financial future of your dependent. Get answers to the question, “What will happen to my dependent after I’m gone?” Some needs will always be present and they must be carefully considered and planned for appropriately. Discuss critical issues such as applying for government benefits, Social Security and Medicaid, creating a Special Needs Trust, the importance of a will and considering a Letter of Intent. Taking these 10 basic steps now can help ensure the type of care and quality of life for your loved one.

Thu, Apr 17, 6:30-8:30 p.m.      Littleton Campus
PERS 1099S01-81507      $39

IRA

The IRA Advantage

Tom Abboud
Discover how additional tax benefits can strengthen your retirement plan and learn the difference between traditional and Roth IRAs.

Tue, Apr 22, 6:30-8:30 p.m.      Littleton Campus
PERS 1111S01-81506      $39

MONEY & INVESTMENT SUCCESS

Income for Life

Brady Mullen
Discover what annuities are, how they work, and how they can help protect your future. Topics include: fixed vs. variable annuities, payout options, and choosing an annuity

Thu, Apr 24, 6:30-8:30 p.m.      Littleton Campus     class closed
PERS 1113S01-81532      $39

Investing 201

Mike Clark
Get in depth info about investing in stocks and bonds. Explore tax implications, performance measurement, managing risk, determining the right investments, and common investing terminology.

Tue, Apr 29, 6:30-8:30 p.m.      Littleton Campus     class closed
PERS 1116S01-81504      $39

Invest Academy: Financial Self-Defense in an Age of Wall Street Excess

Andre Ratkai
Take back control of your personal and retirement investments. Manage and organize stock, mutual fund or 401(k) investments. Use a 7-factor scorecard that uses few key fundamental (“what to buy”) and technical (“when to buy”) factors to adapt to changing conditions. Learn to avoid risky securities and when to sell.

Thu, May 1-8, 6-9 p.m., 2 wks      Littleton Campus
PERS 1048S01-80401      $99/individuals, $10 workbook fee to instructor
PERS 1048S99-80402      $119/couples, $10-$20 workbook fee to instructor

INVESTMENT PROPERTY 

Fundamentals of Real Estate Investing: You Can Profit in this Buyer’s Market

Jim Flint
Get 10% return on your money. Create wealth for retirement. Buy homes at foreclosure auctions. Own real estate with your IRA. Learn to buy HUDs and foreclosures, 1031 exchanges, and reverse exchanges. Get cash flow starting in one day. Take an analytical approach to investing.

Tue, Apr 22, 6:15-9:30 p.m.      Littleton Campus
PERS 1004S01-80398      $49/individuals, $20 material fee to instructor
PERS 1004S99-80399      $79/Couples, $20 material fee to instructor

Real Estate Investing: The Next Step

Jim Flint
Go to the next level if you are an experienced investor! Plan for your retirement with real estate. Determine the income to meet those goals. Discuss advantages and disadvantages of trades vs. refinance. Explore commercial real estate, multi-family, mini-storages, office buildings, retail, and triple net leases. A personalized meeting may be set at a later date.

Tue, Mar 4, 6:15-9:30 p.m.      Littleton Campus     class closed
PERS 1020W01-80003      $49, $20 material fee to instructor

RENTALS

Managing Your Rentals: How to Avoid Trouble and Vacancies

Bill Cooper
Screen prospective tenants and keep the bad ones out. Be aware of the “dos and don’ts” when dealing with tenants. Have a pool of qualified service people. Review fair housing laws. Understand why a good lease is your best friend and keep your property rented. Discuss how inexpensive professional property management can be and eliminate landlord headaches.

Thu, Apr 24, 6:15-9:30 p.m.      Littleton Campus
PERS 1005S01-80397      $49, $20 material fee to instructor

RETIREMENT SUCCESS

Rewarding Retirement! Designing Your Time Fulfilling Your Life

Linda Sorrento
Prepare for the non-financial aspect of your retirement. Whether you are still years away or are counting the months, learn the steps to help you get ready and craft your unique plan. Align your values, interests, and gifts to achieve balance in this new phase of life. Explore tools and resources needed to start your transition immediately or when you are ready. Get ideas for what you will do. Connect with Linda on LinkedIn or check out her blog to get more tips!

Thu, May 8, 6-9 p.m.      Littleton Campus
PERS 1080S01-80893      $59

Maximizing Your Social Security: Finding Your Best Strategy

Jim Guiffre
For most of us, Social Security is our only source of guaranteed income that we can count on for the rest of our lives. One in four baby boomers will live to age 90 and one in ten will live to 95. Planning your Social Security benefit has never been more important. Discover the options available to married couples, divorced individuals, and widows and widowers that result in higher monthly checks, maximum lifetime benefits and a more secure retirement. Maximize your Social Security benefit! Medicare Benefits will not be discussed.

Tue, May 13, 6:30-8:30 p.m.      Littleton Campus
PERS 1029S01-81468      $59/individuals, $3 material fee to instructor
PERS 1029S99-81469      $79/couples, $3 material fee to instructor

Retirement Planning Today

Todd Walker/Blaine Wiltshire
Live a “rich life.” Discover 5 strategies to manage investment risks, 11 ways to save money on this year’s taxes, important questions to ask before buying insurance coverage, how to invest in and take money out of your company’s retirement plan. Determine the savings you need to retire today or in the future. *Includes 235-page illustrated book.

Thu, May 8-15, 6:30-9:30 p.m., 2 wks      South High School
PERS 1032S01-80873      $59/individuals*
PERS 1032S96-80874      $59/couples*

Tue, May 13-20, 6:30-9:30 p.m., 2 wks      South High School
PERS 1032S02-80875      $59/individuals*
PERS 1032S97-80876      $59/couples*

Rejuvenate Your Retirement

David Cichon
Safe, secure, and fun. Discover financial strategies such as tax-efficient income planning, lifestyle preservation, inflation protection and providing a legacy. Explore fulfilling activities such as travel, hobbies, sports, crafts, socializing, business ventures and lifelong learning.

Thu, May 8-15, 1-3 p.m., 2 wks      Parker Campus
PERS 1042SP1-81553      $35/individuals
PERS 1042SP8-81554      $35/couples

Tue, May 13-20, 9:30-11:30 a.m., 2 wks      Parker Campus
PERS 1042SP2-81555      $35/individuals
PERS 1042SP9-81556      $35/couples

WILLS AND TRUSTS

Living Wills and Trusts: Protect Yourself

David Cook
Discover the difference between a Will, Living Will and a Living Trust. Discuss documents needed to admit a relative to a nursing home. Learn about estate taxes and probate. Answer questions about what you can do yourself and when and how much to pay a lawyer.

Wed, Apr 23, 6-8 p.m.      Littleton Campus
PERS 1033S01-80408      $59/individuals, $2 material fee to instructor
PERS 1033S99-80409      $79/couples, $2 material fee to instructor

COLLEGE FUNDING

How to Find College Financial Aid

Meghan Cave
Beat the high costs of your child’s education. Discover strategies and tips to save thousands of dollars and double or triple financial aid eligibility. Explore how middle and upper-middle class parents pay close to nothing for their children’s education; find scholarships, grants and low-interest loans. Avoid common and costly mistakes when completing forms.

Tue, May 6, 6-8:30 p.m.      Littleton Campus
PERS 1001S01-80562      $49/individuals
PERS 1001S99-80563      $69/couples

SAVE MONEY

The Joy of Frugal Living: Outsmart the Consumer Culture and Have Fun Doing It!

Michael and Caroline Carroll
Is it possible to live debt-free? The instructors, married couple Michael and Caroline, have experienced the joys of living frugally for 33 years. Discover creative ways to stop overspending, start saving and live debt-free. Come learn how to live cheaply, simply and happily.

Sat, Apr 26, 9-noon      Littleton Campus
PERS 1108S01-81459      $59/individuals
PERS 1108S99-81460      $79/couples

ONLINE PERSONAL FINANCE CLASSES

Fun! Fast! Convenient! Great Content! Get a Certificate! Ask us how to try the first lesson of a course for FREE! All these courses are conducted online. Click on the class links below or visit our online section to see how easy and fun online learning can be.

Section Numbers Chart:

  • S01     April 15
  • S02     May 20

For all online courses: remember to include course number (below), section number (above), course title and course start date when registering and completing your registration form.

MONEY MANAGEMENT  
Keys to Successful Money Management ONLI 1147$119
Where Does All My Money Go? ONLI 1148$119
Personal FinanceONLI 1149$119
Protect Your Money, Credit, and IdentityONLI 2201$119
STOCKS AND MORE  
Stocks, Bonds, and Investing: Oh My! ONLI 1150$119
The Analysis and Valuation of StocksONLI 1151$119
Introduction to Stock OptionsONLI 1152$119
REAL ESTATE  
Real Estate InvestingONLI 2085$119
Real Estate Investing II: Financing Your PropertyONLI 2086$119